The public in Pakistan faces difficulties when it comes to medical treatment and health care services. Public-sector hospitals provide poor healthcare services, whereas private-sector hospitals charge exorbitant fees that the average person cannot afford. To address this issue, the government has launched the Sehat Sahulat Program, which the Prime Minister has described as a “milestone toward social welfare reforms.”
The Federal Government of Pakistan launched the Sehat Sahulat Program in 2015 with the goal of providing the best medical and health care services to all underprivileged citizens of Pakistan through a free micro health insurance scheme. Since then, approximately 6,808,513 families have enrolled in the PM’s health program and have been issued Sehat Insaf Cards.
Sehat Sahulat Program is managed by the Punjab Health Initiative Management Company (PHIMC) in Punjab.
What Is Sehat Sahulat Program?
The Sehat Sahulat Program is a milestone towards social welfare reforms, ensuring that identified under-privileged citizens across the country receive their entitled medical health care in a timely and dignified manner, free of financial obligations. The SSP program’s goal is to improve poor people’s access to high-quality medical care through a micro-insurance scheme.
The flagship project aims to provide citizens with free indoor health care services. All medical and surgical procedures, hospitalisation, maternity services, follow-ups, and consultations are provided free of charge to recipients. They must present their Sehat Insaf Card, which was issued after registering for the programme and has a one-year validity period.
There are 2 treatment packages offered by this program;
Secondary Care:
Initial coverage pkr 60,000 / family / year
Additional coverage pkr 60,000 / family
- In Patient Services (All Medical and Surgical Procedures).
- Emergency Treatment requiring admission.
- Maternity Services (Normal Delivery and C – Section).
- Maternity Consultancy / Antenatal Checkups (4 times before delivery and one follow-up after delivery).
- Maternal Consultancy for family planning, immunization and nutrition.
- Fractures / Injuries.
- Post hospitalization.
- Local Transportation Cost of PKR 1,000 (thrice per year).
- Provision of transport to tertiary care hospitals.
Primary Care:
Initial coverage pkr 300,000 / family / year
Additional coverage pkr 300,000 / family
- In Patient Services (All Medical and Surgical Procedures).
- Heart diseases (Angioplasty/bypass).
- Diabetes mellitus Completion.
- Burns and RTA (Life, Limb Saving Treatment, implants, Prosthesis).
- End-stage kidney diseases/ dialysis.
- Chronic infections (Hepatitis/HIV/Rheumatology).
- Organ Failure (Liver, Kidney, Heart, Lungs).
- Cancer (Chemo, Radio, Surgery).
- Neurosurgical Procedure.
The coverage could be extended up to Rs. 1,000,000 under special circumstances.
What Is Sehat Insaf Card?
The Sehat Insaf Card of the Sehat Sahulat Program entitles beneficiaries and their family members to free emergency services, hospitalization, medical treatments, surgical procedures, maternity services, referral transportation, follow-ups, and consultations.
How To Check Your Eligibility For This Program?
To check your eligibility in the program, send your National Identity Card Number to 8500 through SMS. Or visit the site of Sehat Sahulat Program to check your eligibility.
If you are eligible as per 8500 SMS, you can avail of hospital services from empaneled hospitals by showing your CNIC/B-Form in any region of the country. In Punjab, you can check the division-wise empaneled hospital list over here.
All the permanent residents of Punjab are can visit https://phimc.punjab.gov.pk/ for more details or email at complaints.punjab@phimc.punjab.gov.pk or contact helpline number 0800-09009.
Several diseases and treatments are covered under the Sehat Insaf Card, including:
- All Types of Cancers
- Accidents & Emergencies
- Artificial Limbs (Prosthetics)
- Breast Cancer Screening
- Cardiovascular Problems
- ENT
- General Surgery
- General Medicine
- Gynae & Obstetrics
- Genito-Urinary Disease
- Neurosurgical Diseases
- Diabetes Complications
- Pediatrics
- Orthopedics
The following can benefit from this Sehat Sahulat Program all over the Pakistan;
- Disabled Persons
- Transgender Persons
- Persons below the poverty line
Eligibility Criteria For Sehat Sahulat Program:
- Persons with disabilities
- Transgender community
- Persons below the poverty line
- All residents of KPK
- Currently, the “Sehat Sahulat Program” covers the entire population of 7 districts in the DG Khan and Sahiwal divisions, all population of 11 districts of Lahore, while in the remaining 29 districts, the program benefits poor people (those earning less than $2 USD per day / 32.5 PMT according to NSER based on BISP Survey), as well as all special persons and transgender community members registered with NADRA.
- The Punjab government intends to include all Punjab residents in the program as soon as possible.
- The residents of newly merged tribal districts and Tharparkar District in Sindh
How Do I Apply For An Online Sehat Insaf Card?
Sehat Sahulat Program provides you with some quick and easy steps to apply for a Sehat Card. These steps should be followed by anyone of any age.
Step 1: Program Eligibility Check:
Using SMS: Send an SMS with your CNIC number to the pre-programmed number 8500. If you are eligible for the program, you will receive a text message verifying your information on your mobile device. The message will include your Sehat Insaf Card number as well as the name of the card distribution center in your district.
Step 2: Get Your Specialized Sehat Insaf Card:
Once you have been declared eligible for the program, you can obtain your Sehat card by visiting your district’s card distribution center with your CNIC. Or the beneficiary can go to any empanelled hospital with their CNIC and Health Card (in the case of a minor, Form-B is required), and they will be provided with the necessary services after their data is verified by the Health Card Representative / Hospital Facilitation Officer (HFO).
How Do I Make Use Of My Sehat Insaf Card?
If you want to learn how to use the Sehat Insaf Card, go through the following steps:
Step 1: Gather Information and Documents
Before going to the hospital, gather all of the necessary information and documents. Also, look into the hospitals that have been accredited, both public and private.
The following documents are required for each visit:
- B-Form of the Children
- Original CNIC
- Sehat Insaf card
Step 2: Use the Sehat Insaf Card for Treatment Purposes.
When you arrive at an on-panel hospital, go to the representative counter for more information and assistance. The staff will validate your card and direct you to the appropriate hospital department for consultation and treatment.
Step 3: Get Free Treatment
If the cardholder is admitted to an on-panel hospital, he or she will be treated for free. The cost will be covered under the Sehat Card umbrella.
Step 4: Give Feedback
Following treatment, you can provide feedback in the three steps outlined below:
- SSP traffic will contact you to provide feedback.
- Send your feedback via the official website or call 0800-09009.
Who Is Included In A Family Of Beneficiary?
The coverage of family includes;
- Husband & Wife.
- Unmarried children.
- Children born in the scheme hospitals would automatically be added into the family.
You can find the best hospitals in Pakistan through Marham.pk and get free treatment through the Sehat Sahulat Program by the Government Of Pakistan. Find the hospital and treatments available in those hospitals through Marham.pk website or Mobile App.
FAQs
1: What exactly is a Sehat Insaf Card?
Ans: Under the flagship project of the Sehat Sahulat Program, Sehat Insaf Cardholders can receive free medical and healthcare services.
2: Is there an age restriction for this program?
Ans: There is no upper age limit for the program.
3: How long is the Sehat Insaf Card valid?
Ans: The card is valid for one year.
4: Who is included in a family?
Ans: The coverage of family includes;
- Husband & Wife.
- Unmarried children.
- Children born in the scheme hospitals would automatically be added into the family.
5: Are medicines covered?
Ans: Only if you are admitted as a patient.
6: Are lab tests and other diagnostics covered?
Ans: Only if you are admitted as a patient.
7. Where I can find the locations to avail Sehat card in Lahore?
Ans: You can find the locations in Lahore to avail sehat card over here.
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